Can you believe we are little over a month until the end of the 2017?
While we rush around shopping, socialising and organising, you might forget that extras benefits on many Private Health Insurance policies run out on 31 December.
So, if you don’t USE IT, you’ll LOSE IT!
3 ways to get the most from your Private Health Insurance Extras
1. Understand how your extras works
Each fund and policy is different but if you are paying for extras you might have services covered such as Physiotherapy, Podiatry, Massage or Myotherapy. Each fund will usually have a limit as to how much can be claimed per year for that service. This limit does not rollover but rather resets at the end of the year. For example: if the limit for Physiotherapy is $1000 per person, per year, if you don’t use that amount, this will still be $1000 the next year, it does not add up to $2000.
2. Check your policy
Every fund is different, so it’s a good idea to find out from your insurer what extras your policy entitles you to, when it runs out and how much benefit you have left. You can give your insurer a call or check this out online. Who knows, you might find out that Massage, Myotherapy or Pilates is included and you’d forgotten! That would be a nice way to ease your way into the silly season.
3. Get those niggles checked
If you’ve been struggling with pain, mobility or soreness and it’s not getting any better, it’s time to get it checked. With some injuries, the longer you put off treatment, the longer your recovery will be. Amid the busyness of the tail-end of the year, make a head start on your new years resolutions and make your health and body a priority. Why wait until the new year!
“Don’t put off till tomorrow what you can do today” Thomas Jefferson.